Medicare Plans for Seniors
Expert guidance for your Medicare Advantage or Medicare Supplement needs and coverage options.
Medicare Plans for Seniors
Expert guidance for your Medicare Advantage or Medicare Supplement needs and coverage options.
Our Commitment to you.
When it comes to your Medicare insurance, you simply can’t take the risk of a gap or vulnerability affecting your well-being. Far too many seniors go through a healthcare experience that shows just how inadequate their Medicare coverage can be. But here at McMichen Insurance, we’re proud to help you fill those gaps with a promise.
At McMichen Insurance, our goal is to help our clients locate the very best Medicare plans that we can find at an affordable price that doesn’t break the bank. We’re firm believers that every senior deserves complete and comprehensive coverage – and through our extensive network of insurance providers and partners, we work to guarantee our clients the coverage that they need through Medicare supplement insurance.
When it comes to senior healthcare, the variables are simply too unpredictable. When you choose to work with McMichen Insurance, we passionately lay out a promise to eliminate these variables and to guarantee you the level of coverage that you deserve..
Which Medicare plans do we offer?
Medicare Supplement Plans
Medicare Prescription Drug Plans
Medicare Prescription Drug Plans
A Medicare Supplement Plan (also known as Medigap) is private insurance that helps cover costs not paid by Original Medicare (Part A and Part B), such as copayments, coinsurance, and deductibles.
These plans are offered by private companies and are standardized into different lettered plans (like Plan G, Plan N, etc.), each offering a different set of benefits.
Medigap policies don’t include prescription drug coverage, so a separate Part D plan is needed for that. You must have Medicare Part A and B to be eligible, and these plans are generally best suited for people who want more predictable healthcare costs and the flexibility to see any provider that accepts Medicare.
Medicare Prescription Drug Plans
Medicare Prescription Drug Plans
Medicare Prescription Drug Plans
Medicare Part D is prescription drug coverage offered by private insurance companies approved by Medicare.
It's designed to help lower the cost of prescription medications and is available to anyone enrolled in Medicare Part A and/or Part B.
Medicare Advantage Plans
Medicare Prescription Drug Plans
Medicare Advantage Plans
Medicare Advantage Plans (also known as Part C) are all-in-one alternatives to Original Medicare. Offered by private insurance companies approved by Medicare, these plans bundle Part A (hospital), Part B (medical), and often Part D (prescription drug coverage) into one plan.
These Plans often include extra benefits like vision, dental, hearing, and wellness programs
and usually require you to use a network of providers
In short, Medicare Advantage offers a more managed, sometimes cost-saving approach to Medicare with added benefits, but often with less flexibility in provider choice.